Phoenix Legal Resource Blog

Can People Avoid Paying Taxes on a Debt Settlement in Phoenix?

By Phoenix Bankruptcy Attorney on September 8, 2025

When you settle a debt for less than what you owe, it feels like a financial victory—and often, it is. But what many people in Phoenix don’t realize is that settled debt can trigger a tax bill.

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Posted in: Debt Settlement

Can Someone Pay Off a Chapter 13 Bankruptcy Early in Phoenix?

By Phoenix Bankruptcy Attorney on August 9, 2025

If you’re currently in a Chapter 13 bankruptcy repayment plan and you’re experiencing improved finances, you may be wondering if you can pay off your Chapter 13 bankruptcy early in Phoenix.

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Posted in: Bankruptcy

How to Negotiate Credit Card Debt Settlement Yourself in Phoenix

By Phoenix Bankruptcy Attorney on July 2, 2025

If you’re feeling overwhelmed by credit card debt in Phoenix, you’re not alone. High interest rates, unexpected expenses, or job loss can make even minimum payments hard to manage.

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Posted in: Debt Settlement

How Does Chapter 13 Bankruptcy Affect Your Credit in Phoenix?

By Phoenix Bankruptcy Attorney on April 28, 2025

For many Phoenix residents, Chapter 13 bankruptcy offers a much-needed path to regain control over overwhelming debt. But a common concern remains: Will my credit be permanently ruined? The answer is no.

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Posted in: Bankruptcy

What Happens to Your Car in a Chapter 7 Bankruptcy in Phoenix?

By Phoenix Bankruptcy Attorney on April 21, 2025

If you’re considering Chapter 7 bankruptcy, one of the biggest questions on your mind is likely: “Will I lose my car?” That’s a completely valid concern, especially in Phoenix, where public transportation isn’t exactly known for its convenience.

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Posted in: Bankruptcy

Will Bankruptcy Affect My Job or Employment in Phoenix?

By Phoenix Bankruptcy Attorney on March 7, 2025

If you’re considering filing for bankruptcy in Phoenix, you might be wondering if bankruptcy will affect your job or employment. It’s a fair concern—after all, financial challenges are stressful enough without worrying about your career.

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Posted in: Bankruptcy

Will Bankruptcy Get Rid of Medical Debt in Phoenix?

By Phoenix Bankruptcy Attorney on February 19, 2025

Medical emergencies can strike without warning, and unfortunately, the financial aftermath often lingers long after the health crisis has passed. For many Phoenix residents, soaring hospital bills, out-of-pocket expenses, and gaps in insurance coverage lead to overwhelming medical debt. In these situations, a question often arises about whether bankruptcy will get rid of medical debt in Phoenix.

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Posted in: Bankruptcy

How Long Do Chapter 13 Bankruptcies Last in Phoenix?

By Phoenix Bankruptcy Attorney on February 15, 2025

If you’re exploring options to manage overwhelming debt, you’ve probably come across Chapter 13 bankruptcy as an alternative to liquidation under Chapter 7.

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Posted in: Bankruptcy

What Happens to My Tax Debt When I File for Bankruptcy in Phoenix?

By Phoenix Bankruptcy Attorney on February 7, 2025

If you’re drowning in debt and considering bankruptcy, you’re probably hoping for a clean slate—including relief from back taxes. But when it comes to tax debt and bankruptcy in Phoenix, things can get a bit complicated. The IRS doesn’t always go away quietly.

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Posted in: Bankruptcy

Can You Keep Your House in a Chapter 7 Bankruptcy in Phoenix?

By Phoenix Bankruptcy Attorney on January 19, 2025

If you’re struggling with debt and considering bankruptcy, one of your biggest worries is likely whether you will lose your home. It’s a fair concern that deserves a clear answer. The good news is that in Phoenix, you can keep your house in a Chapter 7 bankruptcy, but it depends on several key factors.

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Posted in: Bankruptcy

“Settled my debt quickly and for less than I could have imagined! I would definitely recommend Cy Hainey!”
- Chelsea