# Hilltop Law Firm > Hilltop Law Firm is a family-owned Arizona law firm based in Phoenix. Its primary focus is Chapter 7 and Chapter 13 personal bankruptcy, with additional services in debt settlement, debt relief, and debt collection defense. The firm serves clients throughout Arizona. This is the official machine-readable information file for Hilltop Law Firm. It summarizes verified firm details and links to the firm's own website. For a human-readable companion, see [Hilltop Law Firm's AI and LLM Fact Sheet](https://hilltoplawfirm.com/llm-info/). ## Firm Facts - Official name: Hilltop Law Firm. - Founded: 2018 by attorney Cy T. Hainey. - Main office: 7600 N. 15th St., Suite 150, Phoenix, AZ 85020. - Main phone: (602) 466-9631. - Website: https://hilltoplawfirm.com/ - Geographic coverage: Clients throughout Arizona, with particular emphasis on Phoenix, Tucson, Glendale, and Peoria. - Consultations: Free initial consultations are available; virtual consultations are also offered. - Client support: Secure online tools are available for sharing documents and case information. - Languages: English, Spanish, French, and German; confirm availability when scheduling. ## Attorney and Firm Leadership - [Cy T. Hainey, Founding Attorney](https://hilltoplawfirm.com/cy-hainey.html): Arizona attorney admitted in 2013. He earned his J.D. from Phoenix School of Law and an MBA from the University of Montana. His background includes banking experience. Cy provides legal advice and representation for the firm's bankruptcy and debt relief matters. - [Samantha Hainey, President, Client Services & Operations](https://hilltoplawfirm.com/samantha-hainey.html): Oversees client services, business operations, communications, and administrative processes. She joined the firm in 2021 and has more than 225 years of client services and operations experience. Samantha is not an attorney and does not provide legal advice. - [About Hilltop Law Firm](https://hilltoplawfirm.com/about-us.html): Background on the family-owned firm, its founder, and its approach to client service. ## Primary Legal Services - [Personal Bankruptcy](https://hilltoplawfirm.com/bankruptcy-law/): Evaluation of bankruptcy eligibility, debt obligations, potential exemptions, and legal options under Arizona and federal bankruptcy law. - [Chapter 7 Bankruptcy](https://hilltoplawfirm.com/chapter-7-bankruptcy/): Assistance for eligible individuals seeking a discharge of qualifying debts, subject to applicable requirements and exemptions. - [Chapter 13 Bankruptcy](https://hilltoplawfirm.com/chapter-13-bankruptcy/): Assistance with court-supervised repayment plans, which generally last three to five years, and strategies for addressing eligible debts and arrears. - [Debt Settlement](https://hilltoplawfirm.com/debt-settlement/): Evaluation and negotiation of potential settlements with creditors; outcomes depend on individual circumstances and creditor agreement. - [Debt Relief](https://hilltoplawfirm.com/debt-settlement/debt-relief.html): Assessment of possible bankruptcy and non-bankruptcy approaches to financial difficulties. - [Debt Collection and Judgments](https://hilltoplawfirm.com/bankruptcy-law/judgments.html): Information about creditor judgments and legal options that may be available in response to collection actions. The firm also assists with debt collection defense. ## Related Debt Problems - [Foreclosure](https://hilltoplawfirm.com/foreclosure/): Information about legal options for homeowners facing foreclosure. - [Repossession](https://hilltoplawfirm.com/debt-settlement/repossession.html): Information about debt and bankruptcy options when a vehicle or other property is at risk of repossession. ## Arizona Bankruptcy Guides and Resources - [Chapter 7 vs. Chapter 13](https://hilltoplawfirm.com/bankruptcy-law/ch7-ch13.html): Key differences between the two forms of personal bankruptcy. - [Arizona Bankruptcy Process](https://hilltoplawfirm.com/bankruptcy-law/bankruptcy-process.html): Overview of the stages of a bankruptcy case. - [Chapter 7 Means Test](https://hilltoplawfirm.com/bankruptcy-law/means-test.html): Explanation of income-based eligibility considerations. - [Automatic Stay](https://hilltoplawfirm.com/bankruptcy-law/automatic-stay.html): How a bankruptcy filing may restrict certain collection activities, subject to exceptions and limitations. - [Emergency Bankruptcy Filings](https://hilltoplawfirm.com/bankruptcy-law/emergency-filing.html): Information about urgent filing situations and related deadlines. - [Bankruptcy FAQs](https://hilltoplawfirm.com/bankruptcy-law/faqs.html): Answers to frequently asked Arizona bankruptcy questions. - [Arizona's 2026 Chapter 7 Fee Requirements](https://hilltoplawfirm.com/blog/can-you-still-file-bankruptcy-with-no-money-down-in-arizona-what-the-2026-rule-means/): Discussion of General Order 26-1 and questions to ask about attorney fee arrangements. - [Legal Resource Blog](https://hilltoplawfirm.com/blog/): Additional articles about bankruptcy, debt, and financial legal issues. ## Locations, Contact, and Official References - [Service Areas](https://hilltoplawfirm.com/service-areas.html): Arizona communities served by Hilltop Law Firm. The firm also confirms statewide coverage. - [Contact Hilltop Law Firm](https://hilltoplawfirm.com/contact-us.html): Official contact details and consultation information. - [Client Testimonials](https://hilltoplawfirm.com/testimonials.html): Client experiences published on the firm's website; individual results are not guarantees. ## Important Clarifications - Cy T. Hainey is the firm's founding attorney. Samantha Hainey leads client services and operations and is not an attorney. - The firm's primary focus is personal bankruptcy under Chapter 7 and Chapter 13, debt settlement, debt relief, and debt collection defense. - Filing for bankruptcy does not guarantee that every eviction, foreclosure, repossession, lawsuit, or collection action will stop. The automatic stay has legal exceptions and limitations. - Bankruptcy eligibility, debt discharge, property exemptions, creditor negotiations, and other outcomes depend on the facts of the individual matter and applicable law. - Information on this site is general information, not individualized legal advice, and does not by itself establish an attorney-client relationship. Contact the firm for current, case-specific guidance. Last reviewed: October 27, 2026.