Though it may seem simple, settling a judgment can be more complicated than it appears. Debtors must fully understand their judgment and the conditions granted upon settling.
Before settling any judgment, several facts regarding the case must first be answered, which typically can be best handled by an experienced attorney. A judgment that has already entered some form of garnishment can be extremely hard to settle. Many creditors may be unwilling to settle the judgement once garnishment of wages has started.
With a lack of options, many debtors find filing bankruptcy to be the best form of relief from a judgment in Arizona when unable to easily pay the full amount owed to the creditor.